I-Swedish Ukunyanzeliswa Igunya yi-arhente karhulumente eliphetheyo eliyingozi kwenkunkuma, distraint kwaye kungaboniswananga kwi-SwedenI-Ukunyanzeliswa Igunya kuphela umbutho kwi-Sweden empowered ukuba arhoxe imali evela bank ii-akhawunti abanamatyala, ukuba kuyimfuneko, tyelela amakhaya kwaye amaqela abanamatyala ukuba seize (distrain) ipropati. Ingathatha ukuqokelela amatyala kuba abantu kunye amashishini ngokunjalo kuba urhulumente. Umntu okanye umbutho abantliziyo debtor uyala ukuba ahlawule i-imali eseleyo ityala unako ufake ibango ukuba Igunya. Oku dlulisa ukuba debtor abo kufuneka ukuphendula zingaphelanga iintsuku ezilishumi Ukuba akukho mpendulo kwaye ke kukho ubungqina ukuba ibango sele ufikelele lomamkeli, Igunya unako baluthabatha ulawulo lwaso debtor ke imali okanye impahla. Ukuba debtor disputes a ityala ibango zingaphelanga iintsuku ezilishumi, inkundla kufuneka yenze isigqibo mayela nokuba ityala ibango ichanekile. Oku ndonwabe elifutshane, kwaye creditors ingaba ngakumbi impatient kunokuba kwixesha elidlulileyo. Umntu kwi zine -iveki vacation uhambo unako fumana phezu zabo kubuyela, ukuba baya kuba zilityelwe ukuhlawula ibhili, ukuba Ukunyanzeliswa linegunya withdrawn imali evela zabo bank i-akhawunti. Kukho iinkqubo ezikhethekileyo kuba iirhafu ngenxa yokuba kufuneka kuhlawulwa lisebe ngenxa umhla nkqu ukuba debtor uqwalasela kubo kuba ayilunganga. Igunya uza distrain imali, kwaye ukuba irhafu ibango ngu kamva omiselwe ukuba abe ayilunganga, imali iya kuba refunded. Igunya ivumela a debtor ukugcina abo i-nkosi kufuneka inkxaso kwabo kunye nayo nayiphi na dependents. A debtor ke ekhaya kusenokuba zithengiswe yi-Igunya Bonke abanamatyala ibhaliwe kwi-Igunya ngu-wonke bhalisa kwaye ahlale apho de iminyaka emithathu emva kokuba ityala ingaba sele ihlawulwe. Oku kwenza kube kunzima kakhulu kuba debtor ukufumana nayiphi na umniki kwi-ngelo xesha Kwiindawo ezininzi iimeko kuya kanjalo, ngeli xesha, ikhusela debtor ukusuka ngokwenza izinto ezifuna kwezoqoqosho creditworthiness, ezifana renting i-apartment okanye subscribing ukuba iinkonzo. Kwi-amazwe apho kungekho-wonke ityala uqokelelo igunya kwaye apho distraint abasemagunyeni kuphela kuba esebenzayo xa baya kufumana wenkundla, nabani na ukuzama ukuqokelela imali owed kubo kufuneka kwenziwe inkqubo esemthethweni ngokwabo okanye sebenzisa i private ityala uqokelelo-arhente. Sebenzisa iinkonzo ye-Swedish Ukunyanzeliswa Igunya sibonwa enobunzima, ngoko ke, uninzi iinkampani sebenzisa private ityala uqokelelo ndawo kuba inkqubo kwi-Sweden kakhulu.
